Will I have to go to court if I file for bankruptcy?
Yes. You will have to attend a hearing called the First Meeting of Creditors. This meeting takes place about 30 to 40 days after you file for bankruptcy and is required for both Chapter 7 and Chapter 13 bankruptcy.
The bankruptcy trustee presides over this meeting, and during the hearing the trustee will ask you questions about your assets, debts and other matters related to your bankruptcy filing.
After the trustee is finished asking their questions, your creditors are allowed to ask you questions as well. It is rare, though, for creditors to actually show up for this meeting.
In most cases, you will not have to return to court after this hearing is over. However, if a creditor files a motion or initiates an adversary action, you will likely have to go to court again.
Don’t worry. You do not have to go to court alone. If you hire a Texas bankruptcy attorney, they will be there to represent you during all of your court appearances.