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Will bankruptcy get rid of all of my debts?

January 8, 2010

Chapter 7 bankruptcy wipes out most unsecured debts, but it does not get rid of all of your debts. If you successfully file for Chapter 7 bankruptcy, you will still be responsible for:

  • Your most recent back taxes
  • Child support
  • Alimony
  • Most student loans
  • Government fines or penalties
  • Fraudulent debt
  • Recent purchases of luxury goods of more than $550 bought within 90 days of filing for bankruptcy
  • Cash advance loans of $825 or more within 70 days of filing for bankruptcy

If you are considering filing bankruptcy, contact the Texas bankruptcy lawyers of Fears | Nachawati for free legal advice. Simply email us or phone us toll free at 1.866.705.7584.

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