Live Chat
During This Challenging Time

We are open for business and remain dedicated to your case! All those working on-site and remotely are still available to answer your questions. The well-being of our clients and staff are vital, so we will provide updates as the situation progresses.

During This Challenging Time Close

What is a discharge in bankruptcy?

January 14, 2010

When you file for Chapter 7 bankruptcy, your goal is to have your debts discharged. When a debt is discharged, that means that it can no longer be enforced against you personally.

When you incur a debt, you are personally liable for paying it back. If you don’t pay back your debt, your creditor can use a legal process, such as wage garnishment, in order to get paid.

If a debt is discharged in bankruptcy, however, your personal liability for that debt is wiped away. In the most simple terms, you are no longer legally obligated to pay that debt. It also means that your creditors can no longer take legal actions, such as wage garnishment, to extract payment from you.

A Texas bankruptcy attorney can evaluate your case and determine whether Chapter 7 bankruptcy is the right decision for you. Your bankruptcy lawyer can help you take the necessary steps to have your debts discharged and stop the harassing calls from creditors.


Use the form below to send us a note, call us at 214.890.0711 or chat with us live. We are eager to help with your legal needs. Please keep in mind that any unsolicited information sent through our website cannot be treated as confidential. Contacting us through this site does not create a representation relationship with Fears Nachawati.

Contact Us


With offices across Texas, and attorneys licensed in Texas, Florida, Arkansas, New Mexico, California, Illinois, District of Columbia, Missouri and Oklahoma, Fears Nachawati is dedicated to attaining the best possible solutions for our clients’ business and personal needs. We strive to be professionals who are creative, empathetic and reliable.

All Areas Served

We Can Help

Contact Fears Nachawati today

Free Consultation

Live Chat (Online Now)