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Author: Julianne Parker, Bankruptcy Attorney Payless ShoeSource has filed its second bankruptcy in 2 years.  It first filed for protection under Chapter 11 of the Bankruptcy Code in 2017.  It restructured its $435 million in debt and closed approximately 500 of its stores in the original bankruptcy.  In its second bankruptcy, filed on February 18, 2019, it plans to close all its 2,500 stores located...

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Most of us can recognize a scam, especially when it comes in the form of an offer to repair your credit. Advertisements by credit repair firms found in the local pennysaver (you know, the free ads found at your local laundry mat) promise to magically erase the negative marks from your credit reports. Like dad always advised, “If it seems too good to be true,...

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In 2005, Congress changed the bankruptcy laws to include a new “means test” for consumer debtors. The purpose of the means test is to ensure that debtors are not “abusing” the bankruptcy system by unfairly discharging debts they can afford to repay. The means test is a gatekeeper for Chapter 7 bankruptcy and disqualifies certain high income debtors from Chapter 7 who can afford a...

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Majed Nachawati of Fears Nachawati Law Firm was selected from a panel of 505 lawyers as one of the “Best Lawyers in Dallas 2014” in the Mass Tort category for D Magazine, a prominent magazine in the Dallas community. Congratulations Mr. Nachawati!

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In America, approximately 8.5% of women use some type of long-term reversible contraception. One commonly used contraceptive is the intrauterine device (IUD). This device is intended to prevent pregnancy for up to five years. The IUD is a small, T-shaped flexible plastic that releases similar hormones found in oral contraceptives. This hormone is said to cause the lining of the uterus to thicken thus decreasing...

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The Bankruptcy Code separates debts into three general classes: (1) secured debts, like a house or car loan; (2) unsecured debts, like medical bills or credit cards; and (3) priority debts. Priority debts are those obligations that Congress has identified as important enough to have a special repayment status if money is distributed to creditors. The Bankruptcy Code establishes the order that unsecured claims are...

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Fears | Nachawati has sued Apple and a number of its iPhone application makers for various privacy violations.  The firm and its client allege that Apple and the application makers helped advertisers secretly create detailed profiles of iPhone users without their knowledge or consent.  Apple and the applications makers allegedly mined data from the consumers’ use of their iPhones, including browing habits, location, and shopping habits. ...

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