Am I eligible to file Chapter 7 bankruptcy?
In order to be eligible to file for Chapter 7 bankruptcy, you must meet all of the following criteria:
- You must have received credit counseling within the six months prior to filing for Chapter 7 bankruptcy.
- You cannot have received a Chapter 7 bankruptcy discharge within the past eight years or a Chapter 13 discharge within the past six years.
- You must pass the Chapter 7 bankruptcy Means Test. You qualify for Chapter 7 bankruptcy if your income is less than the median income for a family of your size in your state.
- You cannot have had a prior bankruptcy petition dismissed within the past six months on account of failure to appear before the court or failure to follow court orders.