Practice Areas

• Car Accidents
• 18 Wheeler Accidents
• Motorcycle Accidents
• ATV-Watercraft Accident
• Day Care Accident
• Wrongful Death Cases
• Work Injury
• Construction Accident Lawyer
• Oil Rig Accidents & Explosions
• Welding Accidents & Deaths
• Fire & Explosion Accidents
• Chemical Exposure
• Mesothelioma Attorneys
• Yaz-Yasmin Drug Reaction
• Avandia Lawsuit
• Darvon & Darvocet
• Bankruptcy
• Chapter 13 Bankruptcy
• Chapter 7 Bankruptcy
• Foreclosure
• Reposession
• Bancarrota
• Consumer Privacy Law
• Class Action Lawsuits
• Transvaginal Mesh Injuries
• Antidepressant Birth Defects
• Accidentes de Auto
• Accidente de 18 Wheeler
• Motociclismo Accidente

Our Blogs

• Texas Bankruptcy Law Blog
• Texas Injury Law Blog

Library

Car Accidents

• San Antonio Man Killed In North Side Rollover
• 3 Year Old Dies In East Side Crash
• San Antonio Driver Dies Jumping From His Van
• New Braunfels Crash Victim ID'd
• 3 Fort Worth Teens Die in Single Car Crash

Texas Auto Insurance Requirements

Under Texas law, any person who drives in Texas must be able to pay for the car accidents they cause. The vast majority of drivers in Texas meet the financial responsibility requirement by purchasing automobile liability insurance.

If you are in a car accident, your liability insurance will cover the cost of repairing or replacing the other driver’s vehicle. It will also pay the medical expenses for the driver or other people injured in the accident.

The minimum amount of liability insurance coverage required to satisfy the Texas Financial Responsibility Law is $25,000 for each injured person, up to a total of $50,000 per accident and $25,000 for property damage.

Note that these requirements are set to increase on January 1, 2011. The new minimum requirements will be $30,000 for each injured person, up to a total of $60,000 per accident and $25,000 for property damage.

Texas law requires that you provide proof of financial responsibility in the following situations:

•When registering a vehicle or renewing your vehicle’s registration
•When obtaining or renewing your driver’s license
•When you are asked for it by a law enforcement officer during a traffic stop or at the time of an accident

In Texas, approximately 20% of the motor vehicles on the roads have no insurance coverage – that’s equal to one out of every five cars. Driving without the proper insurance in Texas is a bad idea. If you are caught driving without adequate liability insurance coverage, you could face hundreds of dollars in fines and even a suspension of your license.

For helpful information on shopping for car insurance in Texas, visit the Texas Department of Insurance website or Premier Texas Insurance.

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