Practice Areas

• Car Accidents
• 18 Wheeler Accidents
• Motorcycle Accidents
• ATV-Watercraft Accident
• Day Care Accident
• Wrongful Death Cases
• Work Injury
• Construction Accident Lawyer
• Oil Rig Accidents & Explosions
• Welding Accidents & Deaths
• Fire & Explosion Accidents
• Chemical Exposure
• Mesothelioma Attorneys
• Yaz-Yasmin Drug Reaction
• Avandia Lawsuit
• Darvon & Darvocet
• Bankruptcy
• Chapter 13 Bankruptcy
• Chapter 7 Bankruptcy
• Foreclosure
• Reposession
• Bancarrota
• Consumer Privacy Law
• Class Action Lawsuits
• Transvaginal Mesh Injuries
• Antidepressant Birth Defects
• Accidentes de Auto
• Accidente de 18 Wheeler
• Motociclismo Accidente

Our Blogs

• Texas Bankruptcy Law Blog
• Texas Injury Law Blog

Library

Bankruptcy

• Happy New Year! Time to Talk to a Bankruptcy Attorney
• Obtaining Credit During Bankruptcy
• Beware of Payday Lenders in Bankers' Clothing
• Post Discharge Debt
• Refinancing Your Home After Bankruptcy

Can Bankruptcy Stop A Lawsuit or Wage Garnishment?

A lawsuit can cause tremendous anxiety. Many lawsuits are filed every day by creditors seeking to collect on credit card debts and medical bills. Common sense should tell you that if you owe the money, there are few legitimate defenses that will prevent a judgment. When you are served with notice of a lawsuit, you will need to defend the lawsuit. If you fail to respond to the lawsuit, fail to answer discovery requests (interrogatories, requests for admissions, production of documents, etc.), or fail to show up to court, the court may enter a judgment against you. Even if you are successful in navigating all of these procedural landmines, you may lose your case. Once the plaintiff has a judgment against you it can seize property or garnish your wages. A lawsuit will also be recorded on your credit report where it stays for seven years (or longer). Do you need a lawyer? Yes! Will it make a difference? Probably not. If you are facing a lawsuit for a bad debt, you should consider whether a personal bankruptcy can help. Once a bankruptcy petition is filed, you are under the protection of a federal judge’s court order directing creditors to stop all collection actions, including any pending litigation. This protection is called the automatic stay, because it stops creditors immediately upon filing the bankruptcy case. The automatic stay also stops wage garnishments (except for a few narrow exceptions like child support), foreclosure actions, and property seizures. Once the bankruptcy court discharges a debt or state court judgment, the creditor can no longer enforce the debt against you. While a single lawsuit may not be a good reason to file a lawsuit, it usually is a warning sign that you need help. If you have been sued, contact an experienced bankruptcy attorney and review your legal options. Bankruptcy can stop a lawsuit and discharge credit card debt, medical bills, and personal loans.

Addison | Balch Springs | Benbrook | Burleson | Colleyville | Corinth | Ennis | Forest Hill | Greenville | Saginaw | Seagoville | Southlake | Terrell | University Park | Watauga | Waxahachie | Weatherford | White Settlement Allen | Bedford | Cedar Hill | Cleburne | The Colony | Coppell | DeSoto | Duncanville | Euless | Farmers Branch | Flower Mound | Grapevine | Haltom City | Highland Village | Hurst | Keller | Lancaster | Lewisville | Mansfield | North Richland Hills | Rockwall | Rowlett | Wylie | Carrollton | Denton | Frisco | Garland | Grand Prairie | Irving | McKinney | Mesquite | Plano | Richardson Dallas | Fort Worth | Arlington Collin | Dallas | Delta | Denton | Ellis | Hunt | Johnson | Kaufman | Parker | Rockwall | Tarrant | Wise | Balch Springs | Carrollton | Cedar Hill | Cockrell Hill | Combine | Coppell | Dallas | DeSoto | Duncanville | Farmers Branch | Ferris | Garland | Glenn Heights | Grand Prairie | Grapevine | Hutchins | Irving | Lancaster | Lewisville | Mesquite | Ovilla | Richardson‡ | Rowlett | Sachse | Seagoville | University Park | Wilmer | Wylie | Addison | Flower Mound‡ | Highland Park | Sunnyvale | Austin | Bee Cave | Cedar Park | Creedmoor | Elgin | Jonestown | Lago Vista | Lakeway | Leander | Manor | Mustang Ridge | Pflugerville | Rollingwood | Round Rock | Sunset Valley | West Lake Hills | Briarcliff | Point Venture | San Leanna | The Hills | Volente | Webberville | Anderson Mill | Barton Creek | Garfield | Hudson Bend | Jollyville | Lost Creek | Onion Creek | Shady Hollow | Wells Branch | Windemere | Bluff Springs | Cele | Del Valle | Elroy | Kimbro | Lund | Manchaca | Marshall Ford | McNeil | New Sweden | Pilot Knob | Williamson County | Travis County | Bastrop County | Caldwell County | Burnet County | Blanco County | Hays County | Alamo Heights | Balcones Heights | Castle Hills | Cibolo | Converse | Elmendorf | Fair Oaks Ranch | Grey Forest | Helotes | Hill Country Village | Kirby | Leon Valley | Live Oak | Lytle | Olmos Park | San Antonio | Schertz | Selma | Shavano Park | Somerset | Terrell Hills | Universal City | Von Ormy | Windcrest | China Grove | Hollywood Park | St. Hedwig | Cross Mountain | Scenic Oaks | Timberwood | Park Adkins | Atascosa | Macdona | Martinez | Sayers Bulverde | Fair Oaks Ranch | Garden Ridge | New Braunfels | San Antonio | Schertz | Selma | Canyon City | Fischer | Spring Branch | D'Hanis | Dunlay | Mico | Pearson | Rio Medina | Yancey | Castroville | Devine | Hondo | LaCoste | Lytle | Natalia | Bexar County | Comal County | Medina County | Baytown | Conroe | Deer Park | Friendswood | Galveston | Lake Jackson | La Porte | League City | Missouri City | Pearland | Sugar Land | Texas City | The Woodlands | Alvin Angleton | Bellaire | Clute | Dickinson | Freeport | Galena Park | Humble | Jacinto City | Katy | La Marque | Richmond | Rosenberg | South Houston | Stafford | West University Place | Seabrook | Sealy | Shenandoah | Shepherd | Shoreacres | Southside Place | Splendora | Spring Valley | Village | Surfside Beach | Sweeny ,Taylor | Lake Village | Tomball | Waller | Wallis | Webster | West Columbia | Willis | Woodbranch | Montgomery | Morgan's Point | Nassau Bay | Needville | North Cleveland | Oakhurst | Oak Ridge | North Old River | Winfree | Oyster Creek | Panorama Village | Pattison | Patton Village | Piney Point Village | Plum Grove Point | Blank | Prairie View | Richwood | Santa Fe | Devers | El Lago | Hardin | Hempstead | Hedwig Village | Hilshire Village | Hitchcock | Hunters Creek Village | Industry | Iowa | Colony | Jamaica Beach | Jersey Village | Kemah Liberty | Liverpool | Magnolia | Manvel | Meadows Place | Mont Belvieu | Ames | Anahuac | Arcola | Bayou Vista | Beach City | Bellville | Brazoria | Brazos Country | Brookshire | Brookside Village | Bunker Hill Village | Clear Lake Shores | Cleveland | Coldspring Cove | Daisetta | Danbury | Dayton | Dayton Lakes | Simonton | Stagecoach | Thompsons | Woodloch | Pleak | Quintana | Roman | Forest | San Felipe | Kendleton | Kenefick | Orchard Pine Island | Beasley | Cut and Shoot | Fairchilds | Fulshear | Bailey's Prairie | Hillcrest | Jones Creek | Tiki Island